MBLife MOST 18: Multiple Option Super Term Life Insurance

MBLife MOST 18 is a term life insurance product with PDF or Premium Deposit Fund. MOST stands for Multiple Option Super Term and it’s a life insurance product that covers you for 18 years, thus the name MOST 18.

It’s a product by Manila Bankers Life Insurance Corporation, and launched in partnership with IMG to provide Filipino families with an affordable, flexible, renewable term life insurance with a zero-risk savings and investment component.

List of Features and Benefits

1. Affordable. It’s a term life insurance. The most affordable type of life insurance.

2. Higher Fund Value. PDF allows higher growth of return.

3. Premium Flexibility. Settle your contributions on a schedule that fits your lifestyle.

4. Withdrawal Advantage. Withdraw anytime without penalty.

5. Level Coverage Risk. Your savings is always added to your coverage (death benefit).

6. Emergency Fund Advantage. You already have savings in the first year.

7. Alternative Investment Flexibility. You are free to decide where to invest the difference.

8. Early Maturity. Maturity after 5/10/15/18 years.

9. Issue Age is 5 yo to 60 yo. Insure yourself and your whole family.

10. Address Various Financial Needs. Can be used for retirement, pension, education, travel, etc.

11. Convertible to Permanent Insurance. You have an option to a permanent policy.

12. Low Chance of Lapsation. Premiums may be settled from your PDF / investment earnings.

  1. Fill-up Proposal Form
  2. Agree on the Generated Proposal
  3. Fill-up and Sign Application Form For Insurance
  4. Review Signed and Completed Policy Proposal and Application
  5. Choose Payment Method (BPI Bills Payment, Paypal, Credit Card, Bank Deposit/Transfer/Remittance, Bancnet)
  6. Complete Online Payment
  7. Underwriting Approval (within 24 business hours except Sundays and Holidays )
  8. Receipt of Online Policy via Customer Portal (email instructions will be sent immediately after approval)